Insurance

Welcome to J.Z. McNeil and Associates, where we understand the significance of having Medicare and life insurance protection for individuals like you. As an experienced insurance agency, we're committed to providing you with the options you need to make informed decisions about your coverage.

At J.Z. McNeil and Associates, we believe in offering personalized service tailored to your unique needs and budget. Whether you're in need of comprehensive Medicare coverage or reliable life insurance protection, we have a variety of options to suit your situation. Our dedicated team of agents will work closely with you to assess your specific insurance requirements and financial considerations.

Medicare Coverage

As a Medicare Broker, we can help you find the Medicare plan that best meets your needs and budget. We will save you time and effort by searching through plans from nationally and locally recognized companies on your behalf – and we will do this at no cost to you.
  • Part A (Hospital Insurance):
    • Covers inpatient care at hospitals.
    • Also includes coverage for:
      • Skilled nursing facilities.
      • Hospice care.
      • Some outpatient home health services.
    • If you’ve worked and paid Medicare taxes for at least 10 years, Part A is free. You may also qualify based on your current or former spouse’s work history.
  • Part B (Medical Insurance):
    • Helps cover:
      • Services from doctors and other healthcare providers.
      • Outpatient care.
      • Home health services.
      • Durable medical equipment.
      • Some preventive services.
    • Most people pay a monthly premium for Part B, with the exact amount depending on their income level.
  • Part C (Medicare Advantage):
    • Also known as Medicare Advantage.
    • Combines coverage from Parts A, B, and usually D.
    • May include additional benefits like vision, hearing, and dental insurance.
    • Requires enrollment in either Part A or Part B before signing up for a Medicare Advantage plan.
  • Part D (Prescription Drug Coverage):
    • Helps cover the costs of prescription drugs.
    • Requires enrollment in either Part A or Part B before signing up for Part D.
  • Medigap (Medicare Supplement) Policy:
    • Extra insurance from a private company. It works alongside Original Medicare to help pay for out-of-pocket costs, including copayments, coinsurance and deductibles.
Private companies administer Parts C and D, and the federal government approves each plan. Costs and coverage types can vary by provider. Choose the parts that best suit your medical needs and budget!

Life Insurance

Ensure the safety and security of your family members. Accessible and budget-friendly protection is within reach.

  • Term life insurance
  • Whole life insurance
  • Burial/Funeral insurance
  • Mortgage life insurance

Let's Make Life Easier

When you choose J.Z. McNeil and Associates, you're choosing a partner who truly cares about your well-being. We're here to guide you through the process, providing expert advice and support every step of the way.

Let's Talk About Your Needs

We work with nationally recognized providers to give you the quality, affordable insurance that you are looking for.

Don't wait until it's too late to secure the insurance coverage you need. Contact J.Z. McNeil and Associates today to schedule a consultation, and let us help you find the perfect plan for your future.